Trusted Advice for Home Buyers, Since 2005

Welcome to the Home Buying Institute (HBI), America's leading source for home-buying information and news. We have been educating buyers in the U.S. for 16 years, and it's a mission we take seriously.

Trusted home buying advice

Our website offers hundreds of articles relating to the home-buying process, mortgage loans, real estate market trends and more. We publish new information every week, to help you stay informed. We are a trusted source for unbiased and factual home-buying advice.

You can learn more about our history and mission on the About page. If you're ready to jump in and begin your educational journey, click over to our Learning Center.

Our Story: Helping First-Time Buyers Since 2005

We have been publishing home-buying tips, tutorials and news since 2005. The Home Buying Institute began as an email newsletter service in the early 2000s, before launching this website in 2005. That's more than 15 years of trustworthy advice and guidance for buyers.

Today, HBI is one of the most frequently visited and widely cited websites catering to home buyers and mortgage shoppers in the U.S.

We have received literally thousands of questions over the years. As a result, we know what questions you have, as a first-time home buyer. Our website is designed to answer those questions in a clear and helpful manner.

Pre-Approval: November's Topic of the Month

Mortgage pre-approval is an important part of the home buying process. It helps you determine how much you can afford to buy, which in turn allows you to narrow your search.

The pre-approval process also generates a lot of questions from first-time buyers. Here are some selected articles to help you learn more about it:


Disclaimers: When reporting on U.S. housing market trends, we often cite third-party forecasts, predictions, etc. Such forecasts are the equivalent of an educated guess and should be treated as such. No one can predict the future of the housing market with total accuracy. HBI makes no claims or assertions about future real estate conditions.