tag:blogger.com,1999:blog-24411978Wed, 06 Aug 2008 21:51:50 +0000http://www.homebuyinginstitute.com/homebuyingtips/noreply@blogger.com (Brandon)Blogger199125tag:blogger.com,1999:blog-24411978.post-3543606741658988828Wed, 06 Aug 2008 21:37:00 +00002008-08-06T14:51:50.769-07:00Real estate newsYou can't turn on the TV these days without seeing a news story about the U.S. economy in general and the housing market in particular. Starting in 2007, we began to see record numbers of home foreclosures, a trend that continued into 2008 and shows no sign of slowing. But for many homeowners, help is on the horizon. And it comes in the form of FHA refinance loans. Housing and Economic Recoveryhttp://www.homebuyinginstitute.com/homebuyingtips/2008/08/fha-home-loans-to-rescue-housing.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-2789727139581199278Fri, 01 Aug 2008 20:31:00 +00002008-08-01T13:59:39.918-07:00Credit scoresIf you are reading this blog post, I'll assume it's because you are researching how to buy a house with bad a credit score. You're in luck. Because I happen to have a secret formula for buying a home with bad credit. In truth, I probably shouldn't be revealing this secret. Once the word gets out, the blog will be flooded with visitors, and my email inbox will burst at the seams. Oh well. I'm http://www.homebuyinginstitute.com/homebuyingtips/2008/08/how-to-buy-house-with-bad-credit.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-50758976025836075Thu, 24 Jul 2008 16:09:00 +00002008-07-26T18:12:26.248-07:00Home loansWhy do we need Fannie Mae and Freddie Mac in the first place? And why have they been in the news so much lately? In this writer's opinion, both organizations should be left alone to sink or swim of their own accord. But I'll try to remain objective as we investigate the world of Fannie and Freddie ... Who the Heck Are Fannie and Freddie? While they may sound like the distant aunt and uncle you http://www.homebuyinginstitute.com/homebuyingtips/2008/07/fannie-mae-and-freddie-mac-who-needs.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-6377336257666413344Mon, 21 Jul 2008 20:34:00 +00002008-07-21T13:52:21.928-07:00Home loansAll home buyers want the lowest mortgage rates when applying for a home loan, because it directly translates to a smaller mortgage payment each month. And who doesn't want to shrink the size of their monthly payments? But how does one obtain the lowest rates on a mortgage loan and, for that matter, why is it important in the first place? These are the subjects we will discuss in this tutorial http://www.homebuyinginstitute.com/homebuyingtips/2008/07/getting-lowest-mortgage-rates.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-2363139842572477639Thu, 26 Jun 2008 19:28:00 +00002008-06-26T12:51:27.597-07:00Real estate newsThere sure are a lot of people talking about the housing market lately, particularly on the subject of housing market recovery and economic rebound. When you look at recent trends in the real estate industry, it's easy to understand why there is so much buzz. But it's also important to understand the difference between information and misinformation when it comes to housing market recovery -- orhttp://www.homebuyinginstitute.com/homebuyingtips/2008/06/housing-market-recovery-3-people-to.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-8355982885615751599Thu, 26 Jun 2008 15:16:00 +00002008-06-26T08:26:54.135-07:00Home buying processThe Internet has made the house-hunting process faster and easier by putting a wealth of information at your fingertips. Literally. But many home buyers don't realize the many ways that web technology can help them. So let's take a look at some of the ways you can use the Internet to simplify your home search process. 1. Hire a Modern, Web-Savvy Agent As far as Internet technology goes, there http://www.homebuyinginstitute.com/homebuyingtips/2008/06/home-buying-tips-for-internet-age.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-3078172373934541913Wed, 25 Jun 2008 16:57:00 +00002008-06-25T11:15:41.825-07:00Online mortgage loansFor better or worse, the Internet has altered everything about the real estate process. And that includes the way we shop for loans. These days, you can use the Internet to save time and energy by shopping for mortgage quotes online and comparing lenders. But there's a right way and a wrong way to go about it. The Benefits of Online Quotes Why should you bother obtaining mortgage quotes online http://www.homebuyinginstitute.com/homebuyingtips/2008/06/getting-mortgage-quotes-online-safe-and.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-2737635912294926860Tue, 24 Jun 2008 21:03:00 +00002008-06-24T14:32:15.922-07:00Home buying processby Brandon Cornett In recent years, the process of buying a house has been affected by the so-called mortgage crisis and the continued evolution of the Internet as a real estate tool. Because of these changes and advancements, many of the home buying tutorials you find online are stale and outdated. So in this tutorial, we will take a more modern look at the process of buying a house. More http://www.homebuyinginstitute.com/homebuyingtips/2008/06/process-of-buying-house-12-steps-to.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-3263619707180056705Sat, 21 Jun 2008 19:36:00 +00002008-06-21T12:55:59.707-07:00Credit scoresI thought this was amusing. Today, while doing research into the so-called credit repair services industry, I stumbled across a website called Doctor Credit. On their website, the company boasts a lot of credit repair case studies where they have helped regular folks like you and me. As it turns out, however, their past clients are all models from stock photo websites ... or at least their http://www.homebuyinginstitute.com/homebuyingtips/2008/06/credit-repair-company-models-only.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-6029729984003533883Fri, 13 Jun 2008 21:02:00 +00002008-06-13T14:13:57.727-07:00Bad Credit MortgageThe subprime roller coaster continues, with more and more cities citing record-high foreclosure numbers. One might think that the bad credit home loans that caused these problems would become extinct. In fact, it's true that many of the subprime / bad credit lenders who were peddling these loans have gone out of business (or soon will). But is the bad credit home loan becoming extinct? No. It's http://www.homebuyinginstitute.com/homebuyingtips/2008/06/bad-credit-home-loans-becoming-extinct.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-6930001498833693160Wed, 11 Jun 2008 14:52:00 +00002008-06-11T07:58:32.850-07:00Real estate agentsAsk a hundred different people what the duties of a real estate agent are during a home buying transaction, and you will likely get just as many different answers. In reality, the main role of a real estate agent when working with buyers is a simple one. At the most basic level, your agent's primary duty is to help you find a home that meets your needs and help facilitate the purchase. In http://www.homebuyinginstitute.com/homebuyingtips/2008/06/duties-of-real-estate-agent.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-6249198471517294417Wed, 04 Jun 2008 22:33:00 +00002008-06-04T15:39:03.358-07:00Custom HomesIf you plan to buy a custom home in the near future, you probably have a lot of questions. How is the process different from buying a regular home? Well, for one thing you'll pay more for a custom home ... but you already knew that. The process usually takes longer too, because building a custom home requires a design stage that doesn't typically take place with a regular home. These are just http://www.homebuyinginstitute.com/homebuyingtips/2008/06/custom-home-information-new-website.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-7469626236352255754Wed, 14 May 2008 21:39:00 +00002008-05-17T15:27:37.759-07:00Credit scoresHi folks. Captain Credit here, with another update in the ongoing saga about mortgages, credit scores, and home buying! This time we will talk about the increasing need for good credit during the home buying process. A few days ago, I was watching Jean Chatzky on the Today Show. She is the financial editor for the show, and she confirmed something that I already knew: Home buyers today need http://www.homebuyinginstitute.com/homebuyingtips/2008/05/buyers-need-higher-credit-score-for.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-8277032107772029672Wed, 14 May 2008 15:09:00 +00002008-05-14T08:16:12.605-07:00Mortgage tipsIf you are a senior over the age of 60, and you own your own home, I'm willing to bet you've been hearing a lot about reverse mortgage loans lately. That's because this type of loan is (A) reserved for seniors over a certain age, usually 62, and (B) they are being covered in the media a lot more lately. But how does a reverse mortgage work and when is it a good financing option? This is the http://www.homebuyinginstitute.com/homebuyingtips/2008/05/how-does-reverse-mortgage-work-anyway.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-3277184218347126904Wed, 14 May 2008 14:53:00 +00002008-05-14T08:06:22.284-07:00Mortgage tipsWhile this website obviously caters to home buyers -- particularly first time home buyers -- we do publish helpful information for homeowners now and then. Case in point, a new tutorial on the website offers reverse mortgage information for senior citizen homeowners. Here's why we created this new tutorial: In the coming months, seniors over the age of 60 who own a home will likely receive http://www.homebuyinginstitute.com/homebuyingtips/2008/05/reverse-mortgage-information-new.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-7179291594546360630Wed, 16 Apr 2008 15:16:00 +00002008-04-16T08:31:22.489-07:00Home loansWhen it comes to comparing mortgage lenders in preparation for a mortgage loan, I feel it's an area that many home buyers rush through. But failing to do the proper research in advance can cost you a lot of money later on. Here's how... Buying a home can be very exciting. I know, because I've been through the process three times, and each time is just as exciting as the first. You can't wait to http://www.homebuyinginstitute.com/homebuyingtips/2008/04/compare-mortgage-lenders-before-you.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-6679156697808841149Fri, 04 Apr 2008 13:18:00 +00002008-04-04T07:07:52.955-07:00Credit scoresArticle summary: This article explains the process of fixing credit report errors if you find that one or more of your reports has erroneous information on it. This is a topic that every home buyer should understand, because it is closely related to the mortgage application and approval process. Thus, it's an important topic for home buying in general. But before we talk about the basic processhttp://www.homebuyinginstitute.com/homebuyingtips/2008/04/how-to-fix-your-credit-report.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-426226437277448343Tue, 25 Mar 2008 17:09:00 +00002008-03-25T10:11:49.171-07:00Home loansThis article is a lesson in responsible home buying. Why do you need to be a responsible home buyer? Because nobody else will look out for you during a real estate transaction. Behold... The mortgage lender wants to make money off you by (A) granting you the loan if at all possible and (B) charging the highest interest rate possible without scaring you away. It's just business.The seller wants http://www.homebuyinginstitute.com/homebuyingtips/2008/03/buy-within-your-means-to-avoid-mortgage.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-2916952387973691295Tue, 25 Mar 2008 14:48:00 +00002008-03-25T07:55:26.394-07:00Foreclosure HomesThe concept of buying a home at auction has become increasingly popular in recent months. The reason for this popularity is clear. There are simply more foreclosure homes on the market today than there have been in the past. For home buyers / real estate investors, the attraction of buying a home at auction is the fact that you can often purchase a home for less than market value through an http://www.homebuyinginstitute.com/homebuyingtips/2008/03/buying-home-at-real-estate-auction.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-3153860198617881652Tue, 18 Mar 2008 20:11:00 +00002008-03-18T13:12:43.645-07:00Credit scoresCredit sure has been in the news a lot lately. These days, as a result of the mortgage meltdown fueled by the subprime lenders, home buyers need to have better credit in order to qualify for a mortgage loan (and get a good rate on the loan). So everyone's talking about credit scores. You've probably heard a commercial on the radio recently, or seen one on TV, about these credit report websites. http://www.homebuyinginstitute.com/homebuyingtips/2008/03/credit-repair-scams-tips-for-home.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-2986719621105938975Fri, 14 Mar 2008 15:01:00 +00002008-03-14T08:08:29.605-07:00Foreclosure HomesBuying homes in foreclosure continues to be a popular strategy for home buyers and real estate investors alike. But you need the right tools and knowledge to do it successfully, which is why we have added even more info to our guide to buying foreclosed homes ... check it out here. In our foreclosure buying guide you will find a variety of helpful articles to help you understand the process ofhttp://www.homebuyinginstitute.com/homebuyingtips/2008/03/guide-to-buying-foreclosed-homes.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-7607045494561788316Wed, 12 Mar 2008 21:45:00 +00002008-03-12T15:08:41.286-07:00Credit scoresArticle summary: An explanation of the connection between credit scores and home buying success. A must-read for any first-time home buyer. Credit is a popular topic among home buyers these days. A person's credit score has always been important for home buying purposes, but today this is even more true. After the mortgage crisis that began last year, federal regulators began to crank down on http://www.homebuyinginstitute.com/homebuyingtips/2008/03/credit-score-for-home-buying-what-score.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-7517194772376634394Tue, 11 Mar 2008 13:50:00 +00002008-03-11T07:35:25.051-07:00Online mortgage loansArticle Summary: Today I would like to talk about online mortgage loans and how home buyers can use them to secure a good interest rate. Specifically, I'll explain how to find the best mortgage rates online when buying a home. For most people, buying a home also means taking out a home mortgage loan to pay for it. After all, the "average" person cannot afford to buy a home out of pocket, so a http://www.homebuyinginstitute.com/homebuyingtips/2008/03/best-mortgage-rates-online-tips-for.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-4178651440743359665Tue, 04 Mar 2008 17:30:00 +00002008-03-04T10:02:14.109-08:00Credit scoresSummary: If you've recently obtained copies of your credit reports and feel you may be in need of bad credit report repair ... this informative article is for you! Hi Folks. Captain Credit here. Today I'm going to talk to you about the concept of bad credit report repair and what it means to home buyers in particular. Did you know that credit repair is one of the most popular topics within the http://www.homebuyinginstitute.com/homebuyingtips/2008/03/bad-credit-report-repair.htmlnoreply@blogger.com (Brandon)tag:blogger.com,1999:blog-24411978.post-8229164944087948591Mon, 03 Mar 2008 19:13:00 +00002008-03-04T10:04:04.836-08:00Credit scoresI've been seeing, hearing and reading a lot of advertisement for free credit report services lately. They all use the "free" word, but then some of them also offer paid services above and beyond the credit report request. So what's the deal with totally free credit reports ... is there such a thing? The answer is a resounding yes! There are actually several ways you can get your credit report http://www.homebuyinginstitute.com/homebuyingtips/2008/03/your-totally-free-credit-report-online.htmlnoreply@blogger.com (Brandon)