Like most cities across the U.S., the San Antonio real estate market has cooled considerably over the past year or so. This is due to a number of factors, ranging from higher mortgage rates to inflation with a dash of economic uncertainty. Here are some of the key changes we’ve seen over the past few […]
Jacksonville Housing Market Forecast for 2025: A ‘Flat’ But Favorable Year for Buyers
Like most other cities across the state of Florida, the Jacksonville real estate market has downshifted over the past couple of years. Inventory levels have risen, homes are sitting on the market for longer stretches, and buyers have more bargaining power. In short, the Jacksonville housing market has begun to favor buyers more so than […]
Why 2025 Could Be the Best Time to Buy a Home in Florida, Ever
Sign up for Florida Housing Weekly to keep up with the market Florida is currently the strongest buyer’s market in the United States, and we have a wealth of data to support that statement. According to numerous reports, the state of Florida has turned into one big buyer’s market. Major housing markets like Miami, Orlando, […]
How the FHA Loan Process Works: A Complete Guide for Borrowers
FHA loans offer a unique and flexible financing strategy for home buyers in the United States. This program has been assisting borrowers since the 1930s and was born from the Great Depression. FHA loans allow for a down payment as low as 3.5% of the home’s purchase price. This makes them popular with first-time buyers in […]
Florida Housing Market Forecast for 2025: Detailed Analysis from HBI
Sign up for Florida Housing Weekly to keep up with the market Over the past year, the Florida real estate market has changed in fundamental ways and is now starting to favor home buyers over sellers. Homes are staying on the market longer. Inventory is piling up. Sellers are slashing their prices more frequently. And […]
Charlotte, N.C. Housing Market Forecast 2025: Getting Better for Buyers
On this page: An assessment of current real estate market trends in the Charlotte, North Carolina metro area, along with a housing forecast extending into 2025. There’s good news for Charlotte-area home buyers in 2024. This real estate market has experienced a steady increase in inventory over the past year or so, meaning there are […]
Pros and Cons of FHA vs. Conventional Loans for First-Time Buyers
While FHA loans might not be right for every situation, they do offer a number of benefits for home buyers, especially those with credit-related issues in the past or limited down-payment funds. But they also have some potential drawbacks… Key Differences Between FHA and Conventional Before we can talk about the potential pros and cons of these […]
8 Ways to Reduce Costs and Save Money When Buying a Home
Home buyers are always looking for ways to reduce their costs. And that’s understandable, when you consider that the upfront costs alone can add up to thousands of dollars. This guide explains some of the ways you could save money, reduce out-of-pocket expenses, and pay less interest over the life of your loan. This article […]
Does It Ever Make Sense to Put 20% Down on an FHA Loan?
FHA loans allow borrowers to make a down payment as low as 3.5% of the purchase price. But some home buyers choose to put 20% down in order to reduce their monthly payments. The question is, does it make sense to do this? Read on to find out why a 20% down payment for an […]
How Soon After Seeing a House Should You Make an Offer?
“How soon after viewing a house should I make an offer?” This is one of the most common questions first-time home buyers ask when it comes to making an offer on a house. And it’s an important subject that requires careful consideration. Let’s start with the short version before exploring the different scenarios: Your offer […]